10 Tips To Save Money In 2015
It’s the beginning of a new year and now is the perfect time to start saving money. Whether you have something in mind you’d like to save for, or you’re saving for a rainy day, it is always good to start sooner rather than later and to have a plan. Here are 10 tips to help you save money this year.
Make Coffee at Home
The amount of money you spend at coffee shops would probably shock you if you wrote it all down. Make your coffee at home to cut down on the additional cost.
Keep your appliances clean and make small fixes when you can/need to. You will save money on the cost of having to throw out a broken appliance and purchase a new one.
Don’t Crank the AC/Heat
Don’t crank the air conditioning in the summer, or crank your heat in the winter. Consider opening the windows to keep you cool in the summer and laying in the winter to keep you warm – it will save you a little extra money on your utilities.
Buy in Bulk
If you have a place to store it, consider buying the items you need in bulk. Not only will it save you money, but it will save you from having to run to the store every time you need something.
Plan Gift Giving
Planning for the gifts you will have to buy this year will ultimately save you money in the long run. Hit sales and store your purchases until you need them. It will also save you from the stress of scrambling at the last-minute.
Stream Fitness Classes Online
Why have a pricey gym membership when you have no time to go to the gym? Stream fitnesses classes to save money and get in shape on your own schedule.
Pay Bills on Time
Create a calendar to stay on top of deadlines to help you pay your bills on time. This will help you avoid those pricey late fees that no one wants to pay.
Plan ATM Withdrawals
If you find yourself going to the ATM for miscellaneous withdrawals, you’re probably spending more cash than you need to. Plan the withdrawal amounts so you’re only getting cash when you absolutely need it.
Divide Your Paycheck
Ask your HR manager to divide your paycheck between your checking and savings accounts, you’ll be more likely to keep the money in savings if it automatically goes there.
Take Care of Yourself
Get enough sleep, eat a proper diet, etc. taking care of yourself and staying healthy will save you tons of money on potential medical expenses this year.
To learn more about money saving tips and why you should keep them this year, visit here.